Waiting an extra year to retire can add 1% per year of additional returns during retirement. Read Justus’s RJT column to learn more.Continue reading
As a member of the FSG fee-only financial planning team, Justin Moilanen is an avid reader and content consumer. He’s always on the prowl for content that our clients and visitors might find useful, informative, entertaining, or enlightening. Some of the pieces are directly related to retirement planning, tax strategies, estate planning or other financial topics. Some of the pieces are not, but nonetheless engaging. Each month, he shares a few of his ideas with our Financial Service Group clients and friends through various media outlets. Here are Justin’s top picks for August, 2016. Watch.Listen.Read. and enjoy!
If you’re interested in learning more about the other good folks at Financial Service Group, please check out our profiles!
“There’s battle lines being drawn. Nobody’s right if everybody’s wrong.”
“Every morning, I find myself a different person. I’m always a mystery to myself. If I knew in the first hours of the morning, what I’m going to do, what is going to happen, what attitude or decision should I take, I think my life would be deadly boring because, well, what makes life interesting is the unknown. It is the risks that we take every single moment of a single day.”
“When swimmer Joseph Schooling edged out Michael Phelps and a tight field in the 100-meter butterfly event on Friday night, he became the first athlete from Singapore to win a gold medal — and he will be the first to earn the country’s $753,000 gold-medal bonus.”
Providing care for a aging loved one can be a daunting task. Reduce uncertainty by understanding more about the role before taking it on.Continue reading
Justin picks his favorite things to Watch.Listen.Read for the month of July.Continue reading
Justin’s in the know when it comes to cool stuff to watch, listen to and read. Here are his favorites for June.Continue reading
Congratulations to Justus Morgan on earning the RICP® designation!
Candidates for the RICP designation must complete a minimum of three college-level courses and are required to pass a series of two-hour proctored exams. They must also have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program.
The RICP educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous three-course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP provides a wealth of practical information for advisors.
Using the most current techniques, RICP’s identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals. Individuals who earn a RICP can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation.
The American College is the nation’s largest non-profit educational institution devoted to financial services. Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 86 years. The American College’s faculty represents some of the financial services industry’s foremost thought leaders. For more information, visit TheAmericanCollege.edu
Many people have a great image of what retirement will be like. Justus Morgan’s column explores the non-financial aspects of retirement.Continue reading
Join us on November 17 at 6:30 p.m. for a panel discussion featuring several retirees who will share what life is like after retirement. Click to register.Continue reading
Click the link below to access our latest newsletter featuring Justus Morgan’s monthly column, workshop announcements and more!
Read our September newsletter!
Justus Morgan’s monthly Racine Journal Times column – Follow the plan
October 20 workshop – Navigating the Medicare maze
November retirement panel discussion