Long-term care misconceptions
Long-term care can be complicated. Make sure you understand the common misperceptions. Read more about this topic in Justus Morgan’s To Your Wealth Column.
In search of higher returns
Trying to out perform the market is not supported. Read Justus’s latest Racine Journal Times article to learn more about the reality of the shrinking alpha.
Great reads for busy parents
Get comfortable speaking to your children about handling money. Read Justus’s June Racine Journal Times column.
Social Security benefits for spouses
Do you know the Social Security benefits your spouse is entitled to? Find out here.
Living the dream – understand the non-financial aspects of retirement
Too often the focus of retirement planning is on how much money you have saved and whether you’ll have enough to live on for the rest of your life. While this is important (considering the average 55 year old has only saved $109,000 for retirement), it also ignores some of the other issues to consider…
Finding your purpose in life
Justus Morgan is a guest columnist in the Racine Journal Times. This month his article looks at the encore stage of life and the opportunities for discovering or revitalizing a sense of purpose it presents.
Risky business: risk tolerance vs. risk capacity
Is it more important to eat well or sleep well? I’ve heard this question used to describe the trade-off between earning higher returns or having less risk in your investment portfolio. While there are many factors that go into selecting the right investment mix, the two I most often see confused are risk tolerance versus…
Undoing Social Security decisions
As published in the Racine Journal Times | February 4, 2014 Have you ever made a decision you later regretted? Wouldn’t it be nice if you had a chance to rewind the clock? In many areas of life this is not an option but when it comes to collecting Social Security benefits there are actually…
An appreciative year in review
As published in the Racine Journal Times | January 1, 2015 Before writing this article on an appreciative year in review, I went through the exercises I’m going to describe and came to a realization. Truly reflecting is a very difficult exercise and not one you can just suggest to anyone to do. It takes…
Having a plan helps the drop from hurting (too much)
Since last week was the worst decline in the stock market in the past few years we thought you might appreciate a quick note. While a number of pundits have been vocal in providing an explanation, I don’t know that the underlying cause really matters. The reality is that there’s been a decline of around…