Fee-Only Financial Planning and more

In the beginning of our relationship, we’ll get acquainted and work to identify goals and create a financial plan that aligns with the things that are most important to you. Then through the years we’ll continue to monitor, evolve, and build your peace of mind about your financial, investment, retirement and tax plans so you can concentrate on your future with confidence and live your great life every day.  We even have a process for if or when our relationship concludes so you’ll never be without a plan for “what happens next.”

Creating a long-term relationship

The Beginning – Getting the relationship started

Our process begins with a no-cost first meeting to discover if there’s a mutual interest in beginning an engagement. Making a decision to work with a financial advisor is an important one and we appreciate your interest in considering us as your partner. We stand behind our commitment to help you Find your Fit. That means if during our first meeting either of us decide we’re not the right fit for your financial planning needs, we’ll help you find resources and/or a different type of financial advisor who may be more appropriate for you.

After our first meeting, where we learn a little about you and your goals, we have a discovery and goal setting meeting where we dive right into where you are today and where you’re heading. Relax in our home-like environment with a cup of coffee and a conversation with your new financial advisor and partner. We pride ourselves on creating an environment where you can feel safe and at ease talking about your personal finances, retirement plans, investments, aspirations, family, career, goals, and life in general.

From there we have several meetings where we work with you to align your money with your life. We don’t push financial products, we help guide you to the strategies and investment tools that best fit your needs and align with your goals. Typical topics we cover and develop strategies for include:

The Middle – Living your great life

Once we’ve begun implementing the financial planning strategies to help you live the great life you’ve defined, our relationship is just getting started! We’ll meet with you several times during the year to monitor your financial plan and how it’s aligning with your goals. You’re always at the center of the relationship. We’ll even help you source other professionals you can count on for legal, real estate, and other others services through our provider network.

The End – When it’s time to part ways

One of the things we’re often asked is “What happens to my financial plan if I die or if my spouse dies?” You need to know that your family will be taken care of in the event of your passing. We have lots of experience in helping families during this “final” transition. We’ll continue to work on your behalf with your surviving spouse and heirs to your estate. We’ll make sure your wishes are honored, and if appropriate, enter into a new relationship with your heirs to help them with their financial well-being beyond your life. Over 40 years we’ve served multi-generation client famiiles.

And yes, some of our clients opt to leave us and go a different path. If that’s the case, we have a completion process for ensuring the financial planning work we’ve done together isn’t lost while transferring your plan and accounts to your new provider. Even if it’s not with us, we work to ensure you’re on the path to your great life and all you have planned for it.