Preparing for expenses in retirement
Preparing for expenses in retirement and in the years before will help ensure you do not out live your available money once you retire.
Boost your 401K contribution
Contribution limits for your 401k/403b have increased for 2023. Take advantage of boosting your retirement savings.
The smart way to donate
The tax code includes several incentives to encourage us to donate to charities which allows you to stretch your donations even further.
Identity theft incidents on the rise
With an incident occurring every 22 seconds, 33% of Americans have faced some form of identity theft at some point in their lives.
A historical view of recession
The U.S. has experienced two consecutive quarters of negative GDP growth in 2022 but the NBER has yet to call our current condition a recession.
Savings account interest rates on the rise
In 2022 savings account interest rates have increased to the point where they are paying significantly more than checking accounts.
Celebrating financial independence
As we celebrated our country’s independence this month, thinking about our own personal financial independence is worth pondering too.
Interest rate risk explained
Besides understanding how rising interest rates affect the value of your bonds which increases the likelihood of sticking with your investment strategy, consider owning shorter term bonds which are less sensitive to interest rates.
Consider adding Series I savings bonds to your portfolio
Series I savings bonds are offering 7.12 percent interest rate through April, 2022. Consider adding this asset to your portfolio.
The Coming Storm: Considerations for your portfolio
Here are three considerations for your portfolio when a market decline looks inevitable.